Precautions You Need To Follow While Linking Aadhaar With Bank Account


“Never share your Aadhaar or your bank details with any person who claims to offer Aadhaar linking services through calls.” This was said by the UIDAI or the Unique Identification Authority of India on the Twitter microblogging site. While March 31, 2018 is the last date to link your bank accounts with the Aadhaar card, banks have opened multiple channels to help their customers in the process of linking the bank account of Aadhaar. These include online services, ATMs and, in some cases, SMS-based. Therefore, if you have not yet linked your bank account with your Aadhaar or are looking to do so soon, check with your bank for the options available to you.

In warning the public about phishing calls, UIDAI said that their Aadhaar should not be shared or bank details about such calls. “Nobody can call you to ask about Aadhaar or bank details under the pretext that Aadhaar is linked … This is probably a phishing call, do not share your details,” said UIDAI, also issuer of the Aadhaar card.

Currently, bank account holders can visit a branch of their bank to plant their Aadhaar card. For other methods, customers can check with their bank.

The issuing agency of Aadhaar mentioned some methods that should be used to link the bank account with the Aadhaar card. These are:
Website of the bank
Bank branch / ATM
Number of the bank’s pre-designated system (IVRS or Interactive Voice Response System)
Linking Aadhaar through the bank’s website

State Bank of India (SBI), for example, allows its customers to plant their Aadhaar in the bank account through its online banking portal,

You can access this function by visiting the SBI Internet banking portal or through a link. With online installation, SBI customers can link their Aadhaar with the OSE account number. This is one of the ways provided by the largest bank in India to its clients to link their Aadhaar with bank accounts. “If you are a user of Internet Banking, you can link your Aadhaar using this option in e-Services,” according to the SBI website. Customers can also visit a SBI branch with a copy of Aadhaar to link the UID with the bank account, he says.

Among other banks, the largest private sector lender in India, ICICI Bank, also offers its clients a service based on Internet banking so they can plant their Aadhaar number. In addition, ICICI Bank also offers ATM services, iMobile mobile applications, telephone banking and branches without intermediaries to its clients.